JM Insurance Services, The Lunar Agency, and Wexler Insurance Agency are now JM Insurance Agency Partners, Inc.

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Protecting The Jewelry Industry

JM Insurance Agency Partners is one of the world’s largest Jewelers Block Insurance Specialty Brokers. We offer both traditional Jewelers Block Policies as well as our unique Elite Jewelers Package Policy. Whether you are a Retail Jeweler, a Wholesale Jeweler, a Jewelry Manufacturer, a Diamond Dealer, a Grading Laboratory, a Colored Stone Dealer, an Estate Jeweler, an Appraiser or a Watch Dealer, we will tailor a policy that is suited to your particular needs. We can also help drive jewelry replacement business to your store with GemShield, our personal jewelry insurance product which we can offer to your customers.

Jewelers Block Policy

When it comes to Jewelers Block Insurance, JM Insurance Agency Partners only represents carefully selected, highly respected, well capitalized Insurance Companies that understand the Jewelry Trade. Through years of experience, we have broadened the typical Jewelers Block Policy by adding specific Clauses and Conditions to better protect our clients. Our policies include coverage for Mysterious Disappearance and Settlement Options of your choice.

JM Insurance Agency Partners Jewelers Block Policies are tailored to the specific needs of the Jeweler. In addition to On Premises Jewelry Coverage, which includes owned goods, consigned goods and customers goods, we and can include the following optional coverage:

  • Giftware including Breakage
  • Merchandise Left Out of Safe When Closed For Business
  • Bank Vault Coverage
  • Show Window Coverage
  • Money On & Off Premises
  • Furniture, Fixtures, Equipment, Improvements & Betterments
  • Patterns, Molds, Models & Dies
  • Merchandise Given to Another Jeweler in the Trade
  • Jewelry Given to Customers On Approval
  • Wearing Coverage
  • Personal Conveyance / Travel Coverage
  • Trunk Show Coverage
  • Trade Show Coverage
  • Overnight Shipping via FedEx, UPS or the like
  • Shipping via Armored Services or Air Freight
  • Shipping via USPS Registered Mail or USPS Express Mail
  • Employee Theft Coverage

Jewelry Package Policy

JM Insurance Agency Partners is proud to offer our exclusive Elite Jewelers Package Policy. This policy has combined the traditional coverage that can be offered in a Jewelers Block Policy with your choice of other traditional Commercial Property and Liability lines of coverage such as:

  • Building Coverage
  • Building Code Ordinance, Demolition and Increased Cost of Construction
  • Business Interruption including Extra Expense
  • Exterior Glass
  • Outdoor Sign
  • Commercial General Liability
  • Stop Gap Liability (available in monopolistic states only)
  • Hired & Non Owned Auto Liability
  • Appraisal Liability
  • Gemstone Enhancement Liability
  • Employee Benefits Liability
  • Employment Practices Liability
  • Cyber Liability

JM Insurance Agency Partners Elite Jewelers Package Policy also includes many exciting FREE enhancements such as:

  • $100,000 USPS Registered Mail Coverage with No Deductible
  • $25,000 USPS Express Mail Coverage with No Deductible
  • $10,000 USPS Priority Mail Coverage with a Signature Required
  • $10,000 Computer Coverage
  • $10,000 Electronic Media Coverage
  • $25,000 Accounts Receivable Coverage
  • $25,000 Valuable Papers & Records
  • Mysterious Disappearance Coverage
  • Protected Show Windows included up to the On Premises Jewelry Limit while opened for business only
  • Private Books & Records Clause

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